Unclaimed Money in New Jersey

Search on the state's official site

New Jersey keeps its unclaimed property records on its own system, which only the state itself can search. Here's the direct link, plus what New Jersey law says about paid recovery services.

The facts for New Jersey

• Official free search: New Jersey Unclaimed Property Administration (UPA) — run by the New Jersey Department of the Treasury — Unclaimed Property Administration.
• Maximum legal finder fee: 20% of the amount recovered.
• Earliest a fee agreement can be signed: 2 years after the property reaches state custody.
• Research confidence: high — this page is research, not legal advice.

What New Jersey law says about recovery services

New Jersey caps a finder's fee at 20% of the property's value for agreements signed more than 24 months after the property reached the state (any earlier agreement in that 24-month window is void); a separate, higher 35% cap applies only to agreements struck before the property was even presumed abandoned. The written agreement must disclose the property's value and the owner's net share after the fee, and no PI-license or state-filing requirement specific to finders was located in the statute — confirm with counsel whether NJ's general detective-licensing law applies to this business model.

Frequently asked questions

How do I search for unclaimed money in New Jersey for free?

Search New Jersey's official unclaimed property site, https://unclaimedfunds.nj.gov/app/claim-search (run by the New Jersey Department of the Treasury — Unclaimed Property Administration). Searching and claiming there is always free.

Can a company charge a fee to recover unclaimed property in New Jersey?

New Jersey law caps finder fees at 20% of the amount recovered (see New Jersey's locator statute). You never have to use a finder — claiming yourself is free.

Does UnclaimedCash.AI file claims in New Jersey?

No — we only file claims in California. You can still search New Jersey on this page free, and if something turns up we show you exactly how to claim it yourself with the state at no cost.

Other states

See all 50 states + DC — search any state from one place.